FAQ's

What are one hour loans?

One hour loans are a kind of short term cash help given to the borrowers during tough fiscal hours.

What are the eligibility criteria given for this loan?

Anyone who is above the age of 18 years and a citizen of Australia can apply. In addition he should be earning a regular income and hold an active bank account, with the facility of direct deposit.

Can I get this loan despite a bad credit?

Yes, your bad credit cannot hold you from applying for this loan. There are few lenders that will consider you depending upon your current repaying ability.

Do I have to pledge any collateral against this loan?

Such short term loans, fall under unsecured form and so the lender does not demand any of your personal assets.

How much can I borrow from this loan?

You can avail an amount up to A$2,000 and resolve all your urgent expenses within this amount.

How long will the approval take?

You do not have to wait for long for the approval as it takes 1 or 2 hours, after you have filled the application.

What is the pay off term given for the loan?

You need to pay back the loan within 90 - 365, days with the actual amount you borrowed and the interest levied on it.

Is there any processing fee?

We as a mediator do not ask for any service fee. But the lenders may ask for an affordable amount of processing fee.

Is there any restriction on funds usage?

No, we put no restriction on our borrowers on how to use the borrowed amount. You can use it to pay off all your expenses like- credit card bills, fee, repairs, etc.

What about the privacy of my details?

We use latest encryption technology to keep your personal details safe and secure with us.

What if I need any additional information?

You can contact us at One Hour Loans, we provide you with 24 hour online service. You can email us or write us in case you need any further assistance with our service.

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